Eloise Real Estate Group Archive Feed

A Dream in the Bay Area

Tue, 07 Apr 2026 03:42:55 GMT

A story of patience, persistence and success.

Helping first time homebuyers is my purpose. This story is a powerful reminder of that.

Our clients had a very real deadline: just 20 days to secure a home and to stay within a budget in order to take advantage of the California Dream For All Program. The CalHFA Dream for All is a “down payment and/or closing cost assistance program for first-generation homebuyers, used with the Dream For All Conventional first mortgage.” Being able to utilize programs like this can be the difference between homeownership or a dream deferred.

We were determined, stayed focused. With intention and strategy, we found a home for our clients that met their needs and exceeded expectations.

There were challenges. One of our clients was out of the country with limited access to Wi-Fi during escrow. Every moment counted. We relied on our timing and communication skills. Tight windows, proactive productivity and organization made sure every detail of the transaction was handled deftly and every deadline was met.

As many first-time homebuyers can attest to, negotiations are an emotional journey. Our clients required patience, guidance, and strong advocacy every step of the way.

The result?

Our clients secured their dream home, stayed within budget and even received credits at closing—we’ll always take those kinds of wins.

At Eloise Middleton Real Estate Group we understand that buying a home—especially for the first time—is more than a purchase. Our goal as real estate experts is to help navigate transitions with care, smarts and heart.

If you or someone you know is thinking about buying in Oakland, or have questions about the East Bay real estate market, we’re here to help guide you every step of the way.

�� Let’s talk about your next move.

- Eloise

Source: California Housing Finance Agency | CalHFA https://www.calhfa.ca.gov/index.htm

March 2026 Oakland Real Estate Insights

Sat, 04 Apr 2026 00:54:07 GMT

Market is heating up! Read here for insider insights

At the Eloise Middleton Real Estate Group, we bring over 25 years of combined real estate expertise to help our clients navigate one of the most important journeys of their lives – buying, selling or investing in real estate.

Our 2026 Goal:

I've been thinking about our ambitious goal to sell $40 million in real estate — helping one family at a time. To reach that goal, we'll need to help 40 families or individuals achieve their real estate dreams.

Over the past few weeks, I've been speaking with seniors who seem to be stuck — unsure of how to move forward. I thought this was the perfect opportunity to share what we do here at the Eloise Middleton Real Estate Group.

We help people solve the problem of getting unstuck and moving forward. Whether it's aging parents, an aging family member, or a busy professional who simply doesn't have the time to prepare a property for sale — we've got the bandwidth and the manpower to get the job done, so they can move on to the next chapter in their life.

Market Insights – Oakland East Bay, March 2026

Alameda County Overview (SFH)

1,986 single-family homes for sale
5.6 months of inventory
599 new listings | 356 homes sold
Median price: $1,300,000
Median overbid: 108.8%
Average days on market: 26

Contra Costa Overview (SFH)

1,044 single-family homes for sale
1.7 months of inventory
796 new listings | 439 homes sold
Median price: $810,000
Median overbid: 100.1%
Average days on market: 39

SF County Overview (SFH)

157 single-family homes for sale
0.8 months of inventory
183 new listings | 139 homes sold
Median price: $1,900,000
Median overbid: 113.9%
Average days on market: 46

Data Note: All statistics are sourced from Courted.io and cover the period from February 2025 to February 2026.

Takeaway : In today’s Oakland and East Bay real estate market, we’re seeing a shift toward opportunity. Alameda County homes for sale offer more balance, while Contra Costa County real estate remains steady and competitive. In San Francisco real estate, low inventory continues to drive strong prices and multiple offers.

Whether you’re downsizing, relocating, or exploring luxury homes in the Bay Area, strategy matters.

Would you like information tailored to your city or your zip code? Contact us to get personalized zip code insights.

Healthy Living Corner

In Chapter 5 of Outlive: The Science & Art of Longevity by Peter Attia, I found myself amazed by the idea that eating less — or at least eating more intentionally — can actually slow down the aging process at a cellular level. Attia explains that every time we eat, especially protein, we activate a pathway in the body called mTOR, which drives growth but, when constantly switched on, may also accelerate aging. What really stood out to me was the concept of autophagy — the body's built-in way of cleaning out damaged cells and recycling them — which gets triggered when we give our bodies a break from food. It's not about starving yourself, but rather about being strategic with when and how much you eat, so your body gets the chance to repair and reset itself. It changed the way I think about meals — not just as fuel, but as signals we're constantly sending to our cells.

OUR LISTINGS

BACK ON MARKET

1821 74th Ave, Oakland, CA

Offered at $575,000 | 182174thAve.com

Renovated duplex with both units tenant-occupied. Each unit features a nicely updated kitchen, washer and dryer hook-up, private entrances, and access to divided fenced yards. 5,370 sq ft lot offers potential for additional units (buyer to verify). Close to BART, public transit, shopping, and freeway access. Perfect for investors.

PENDING

3200 Brookdale Ave ,Oakland, CA 94602

Offered at $525,000 | 3200BrookdaleAve.com

SOLD

1427 65th Ave, Oakland, CA 94621

Stay Informed and Connected

If you have any questions about the real estate market, need advice, or just want to chat, please reach out. Call us today for a personalized market analysis or strategy session! 510-386-0547.

February 2026 Oakland Real Estate Insights

Wed, 25 Mar 2026 18:32:27 GMT

Greetings from Eloise Middleton Real Estate Group

Our 2026 Goal: Helping Families by Selling $40 Million in Real Estate

As we move forward in 2026, we remain committed to our ambitious goal: to sell $40 million in real estate, helping one family at a time. This isn't just about the numbers – it's about creating meaningful impacts in the lives of families and individuals throughout Oakland and the East Bay area. Whether you have a referral for someone relocating to our area, or know a client who needs a strategic, local agent with white glove service, we're here to help. From first-time buyers to luxury clients, downsizing homeowners to those navigating trust or probate sales, we handle each transaction with care and professionalism.

Market Insights – Oakland East Bay, February 2026

Oakland Overview (Single-Family Homes)

· 666 single-family homes for sale

· 8.5 months of inventory

· 179 new listings | 78 homes sold

· Median price: $766,000

· Median overbid: 105.5%

· Average days on market: 46

94602 (Glenview / Lakeshore Highlands)

· 64 homes for sale

· 21.3 months of inventory

· 21 new listings | 3 sold

· Median price: $1.1M

· Median overbid: 96.9%

· Average days on market: 57

94603 (Sobrante Park / Havenscourt)

· 54 homes for sale

· 9 months of inventory

· 12 new listings | 6 sold

· Median price: $500,000

· Median overbid: 101.2%

· Average days on market: 17

94606 (Lake Merritt / Ivy Hill)

· 38 homes for sale

· 7.6 months of inventory

· 9 new listings | 5 sold

· Median price: $569,000

· Median overbid: 102.8%

· Average days on market: 70

94608 (Temescal / Rockridge)

· 39 homes for sale

· 13 months of inventory

· 3 new listings | 3 sold

· Median price: $949,000

· Median overbid: 106.8%

· Average days on market: 34

94609 (Longfellow / Santa Fe)

· 27 homes for sale

· 9 months of inventory

· 11 new listings | 3 sold

· Median price: $865,000

· Median overbid: 106.5%

· Average days on market: 27

94610 (Adams Point / Grand Lake / Lakeshore)

· 15 homes for sale

· 3.8 months of inventory

· 15 new listings | 4 sold

· Median price: $2.2M

· Median overbid: 113.8%

· Average days on market: 15

94611 (Montclair / Piedmont Pines)

· 83 homes for sale

· 5.5 months of inventory

· 35 new listings | 15 sold

· Median price: $1.2M

· Median overbid: 107%

· Average days on market: 38

94618 (Rockridge / Upper Rockridge)

· 26 homes for sale

· 4.3 months of inventory

· 9 new listings | 6 sold

· Median price: $1.1M

· Median overbid: 107.8%

· Average days on market: 69

94619 (Redwood Heights / Maxwell Park / Leona Heights)

· 64 homes for sale

· 6.4 months of inventory

· 19 new listings | 10 sold

· Median price: $765,000

· Median overbid: 110.6%

· Average days on market: 39

Takeaway : The Oakland market is showing increased inventory compared to January, with overall inventory rising to 8.5 months. While some neighborhoods like 94610 (Grand Lake) remain extremely competitive with just 3.8 months of inventory and a remarkable 113.8% overbid rate, other areas are seeing more balanced conditions. Median prices vary significantly by neighborhood, from $500K in 94603 to $2.2M in 94610, reflecting Oakland's diverse housing landscape.

Don't see your zip code? Contact us to get personalized zip code insights.

Data Note: All statistics are sourced from Courted.io and cover the period from January 2025 to January 2026.

Additional News

Healthy Living Corner

I'm continuing to read Outlive: The Science & Art of Longevity by Peter Attia, MD with Bill Gifford. Dr. Attia emphasizes that longevity isn't just about living longer, but about maintaining our physical and cognitive function so we can thrive in our later decades—what he calls the "marginal decade," which requires proactive investment in our health today through exercise, nutrition, sleep, and emotional well-being.

Our Listings

BACK ON MARKET

1821 74th Ave, Oakland, CA

Now offered at $575,000

SOLD

10314 Sunnyside St, Oakland, CA

✅ We received 12 Offers

✅ Listed During the Holidays

✅ Closed in 34 Days.

Even during the busy Christmas & New Year season we still delivered an incredible outcome. That’s strategic service.

Stay Informed and Connected

If you have any questions about the real estate market, need advice, or just want to chat, please reach out.

Call us today for a personalized market analysis or strategy session! 510-386-0547.

With Gratitude,

- Eloise

Navigating Uncertainty: The Economic Landscape Facing Black Homebuyers in 2026

Fri, 06 Mar 2026 01:34:47 GMT

The dream of homeownership has always been central to building generational wealth in America. Homeownership has long been a personal passion of mine . Yet, for Black families, this dream has been historically deferred by systemic opposition—from redlining to discriminatory lending practices to unshakeable wealth gaps. Now, as we enter 2026, an unprecedented economic climate threatens to compound this longstanding disenfranchisement.

According to the 2025 State of Housing in Black America report by James H. Carr and Michela Zonta, published by the National Association of Real Estate Brokers (NAREB), Black families seeking homeownership face a perfect storm: a housing market downturn; tariffs and stock market anxiety; inflation and growth challenges. With the Black-white homeownership gap remaining at nearly 30 percentage points, understanding these economic forces isn’t just academic—it’s essential knowledge for anyone working to build equity and security for their loved ones.

This is the first in a year-long series examining housing opportunities and challenges facing Black Americans. Let’s start by understanding the economic landscape we’re navigating.

The Housing Market Downturn Continues

The housing market continued to struggle in 2024—fewer people are applying for home loans and fewer loans are being approved. This is the fourth year in a row this has happened. Even though the economy seems solid, and the Federal Reserve (who control interest rates) expected to lower rates, the housing markets hasn’t bounced back like many hoped it would in 2025.

Instead, the U.S. economy has entered unfamiliar territory. The government has placed tariffs on goods coming from other countries, which means higher prices for everyday items. The increased prices for everything from groceries and building materials falls on consumers. At the same time, the government is spending more money than it’s taking in, which raises concerns whether the country’s economic policies can continue long-term without serious consequences.

An Economy in Uncharted Territory

The stock market keeps hitting record highs, but there’s a catch: almost half of those gains come from The Magnificent Seven—seven big tech companies (like Apple, Microsoft, and Amazon). When too much of the market depends on too few companies, things can become unstable. Meanwhile, prices keep rising faster than the Federal Reserve wants them to. The Fed’s goal is 2%, but we’re still above that. This creates a tough push and pull: controlling inflation might require keeping interest rates high, which makes borrowing money for a home more expensive. Also, people need jobs, wages increase cost for companies, rising costs leads to rising prices, which affects inflation.

The bond market (where the government borrows money), has been shaky, and the U.S. dollar value is down 10 percent since January 2025. When the dollar weakens, it makes everything imported more expensive and makes it hard for the government to borrow money affordably. Other countries are starting to rely less on the U.S. dollar, holding more gold instead or creating their own payment systems.

Add to this another problem: many large companies borrowed $2 trillion when interest rates were nearly zero. Now those loans need to be refinanced at today’s much higher rates, another potential pain point for business across the country.

The Inflation and Growth Challenge

The economy’s growth is slowing down. GDP grew 2.4% in 2023, slowed to 2.0% in 2024, and only 1.4% in 2025. At the same time, prices keep rising. The Consumer Price Index (which tracks what everyday items cost) has stayed around 3%, and the Producer Price Index (what it costs businesses to make things) jumped even higher than expected in mid-2025. Those tariffs that took effect in August are making things worse.

When you put it all together—higher prices from tariffs, government overspending, a stock market propped up by only a few companies, ongoing inflation, an unstable bond market, and a weakening dollar—it’s clear we’re not in the best of economic times (to say the least). It’s even harder than ever to predict what will happen with the housing market and mortgage rates.

What This Means for Black Homebuyers

Our current economic trends don’t affect everyone the same way. Black families face unique challenges: they typically have less family wealth to tap into for down payments, and they often earn less than white families doing similar work. This makes them especially vulnerable when the economy becomes unstable.

For example: if you’ve been saving $20,000 for a down payment, inflation eats away at what that money can buy. It’s like the weather disclaimer “the temperature might be X but it’ll feel like Y.” The same $20,000 might only have the buying power of $19,000 or less by the time you’re ready to purchase a home. High interest rates mean your monthly mortgage payment could be hundreds of dollars more than it would have been a few years ago. And when economic uncertainty rises, banks often tighten their lending rules, making it harder to be approved for a loan—especially for communities that historically face more scrutiny and skepticism from lenders.

Awareness of these challenges is the first step towards navigating them successfully. Understanding the broader economic context allows prospective buyers, real estate professionals, and policy makers to make more informed decisions and advocate for solutions that work.

Looking Ahead

In the coming posts in this series, we’ll examine:

• Specific barriers Black homebuyers face beyond general economic conditions

• Programs and policies that are making a difference

• Success stories and strategies from families who navigated these challenges

• Practical steps prospective buyers can take today

• Policy recommendations from NAREB and other experts

The path to homeownership has never been easy for Black families, and 2026’s economic uncertainties add new complexity. But with knowledge, planning, and the right support, the dream remains within reach.

If you, or someone you know, have any questions about the real estate market, need advice, or just want to chat, please reach out.

Call, email or text us today for a personalized market analysis or strategy session! 510-386-0547. eloise@homesbyeloise.com

Source: 2025 State of Housing in Black America - Increasing Homeownership in an Uncertain Economic Climate by James H. Carr and Michela Zonta, with message from Ashley Thomas III, President, National Association of Real Estate Brokers.

Disclaimer: Neither the Board of the National Association of Real Estate Brokers nor its executives or staff are responsible for the content of this report, except for the Policy Perspectives and Recommendations, which are the views of NAREB. Any errors are solely the responsibility of the authors.

January 2026 Oakland Real Estate Insights

Fri, 20 Feb 2026 20:13:07 GMT

Our 2026 Goal: Helping Families by Selling $40 Million in Real Estate

As we step into 2026, we're setting an ambitious goal: to sell $40 million in real estate, helping one family at a time. This isn't just about the numbers – it's about creating meaningful impacts in the lives of families and individuals throughout Oakland and the East Bay area. Whether you have a referral for someone relocating to our area, or know a client who needs a strategic, local agent with white glove service, we're here to help. From first-time buyers to luxury clients, downsizing homeowners to those navigating trust or estate sales, we handle each transaction with care and professionalism.

Market Insights – Oakland East Bay, The End of December, 2025

Oakland Overview (Single-Family Homes)

578 single-family homes for sale
4.9 months of inventory
49 new listings | 118 homes sold
Median price: $875,000
Median overbid: 109.1%
Average days on market: 39

94610 (Adams Point / Grand Lake / Lake Shore)

10 homes for sale
1.1 months of inventory
1 new listing | 9 sold
Median price: $1.4M
Median overbid: 115.3%
Average days on market: 22

94611 (Montclair / Piedmont Pines / Upper Rockridge)

62 homes for sale
2.6 months of inventory
7 new listings | 24 sold
Median price: $1.7M
Median overbid: 112.6%
Average days on market: 26

94618 (Rockridge / Claremont)

21 homes for sale
2.1 months of inventory
2 new listings | 10 sold
Median price: $1.7M
Median overbid: 127.8%
Average days on market: 39

94619 (Redwood Heights / Maxwell Park / Leona Heights)

59 homes for sale
6.6 months of inventory
11 new listings | 9 sold
Median price: $880,000
Median overbid: 110.8%
Average days on market: 23

Takeaway: The Oakland market ended strong with competitive bidding continuing across most neighborhoods. Some zip codes like 94618 (Rockridge/Claremont) are seeing exceptional overbid percentages at 127.8%, while inventory levels vary significantly by area – from just 1.1 months in 94610 to 6.6 months in 94619.

Don't see your zip code? Contact us to get personalized zip code insights.

Additional News

Healthy Living Corner

I'm continuing to read Outlive: The Science & Art of Longevity by Peter Attia, MD with Bill Gifford. One powerful insight from the book: Dr. Attia emphasizes that "Medicine 3.0" focuses on prevention and longevity by addressing the four horsemen of chronic disease (heart disease, cancer, neurodegenerative disease, and metabolic dysfunction) decades before they become life-threatening, rather than waiting to treat them after symptoms appear.

Our Listings

BACK ON MARKET

1427 65th Ave, Oakland, CA

Lowest-Priced 4-Plex in East Oakland!

This 4-unit multifamily property in East Oakland, just off International Blvd, is the lowest-priced 4-plex on the market—a rare opportunity to own income-generating real estate at an accessible price point.

1 Bed | 1 Bath | 6000 sq ft (total)

Now offered at $550,000

1821 74th Ave, Oakland, CA

Now offered at $575,000

An Excellent Opportunity in Lower Dimond – 3200 Brookdale Ave

3200 Brookdale Ave, is a 2BD/1BA single family, one story home that needs a little TLC. This property is as vast as your imagination. Imagine the satisfaction of transforming each room into a reflection of your style and preferences. Whether you're a first time homebuyer or an investor, embrace this opportunity!

Now offered at $525,000

Stay Informed and Connected

If you have any questions about the real estate market, need advice, or just want to chat, please reach out.

Call us today for a personalized market analysis or strategy session! 510-386-0547.

With Gratitude,

Eloise

Looking Back on 2025: Gratitude, Miracles, and Real Estate Opportunities

Thu, 08 Jan 2026 22:38:58 GMT

I hope you had a wonderful Christmas, and I pray you will have an amazing New Year's Day and a joyful 2026.

As we look back at 2025, and I think of all that's happened in the last 12 months, 52 weeks and 365 days, my first thought is still gratitude. I'm thankful that I've made it this far, and even though I haven't accomplished all of my goals or checked off all the items on my to-do list, I still have opportunities ahead.

At the Eloise Middleton Real Estate Group, as you may have noticed, we've made a change to our team's name. This wasn't by choice, but due to changes in state regulations, we had to comply. However, it's not about the name—it's about the service. And we stand by our tagline:

"Selling Real Estate is What We Do, and Service is Who We Are."

So, if you are looking to buy, sell, or invest in real estate this year—or if you know family, friends, colleagues, or clients who need a strategic local agent—we're here to help with white glove service. Whether they're a first-time buyer, luxury client, downsizing, or navigating a trust or probate real estate sale, we'll handle them with care and professionalism.

Reflections on December

The month of December can bring a range of emotions—frustrations, anxieties, happiness, tears of joy, tears of sadness, and laughter. I choose to focus on the tears of joy and the laughter. It's easy to dwell on the negative: the things you don't have, the trips you didn't take, the food you didn't get to enjoy. But think of this—there is so much we have to be thankful for: the breath in our bodies, the movement of our limbs, the gift of being alive.

I often think of my nephew, who has been a quadriplegic since he was 17 years old. He is now 40. Whenever I go home to North Carolina to visit, I stay with him and his mom, my sister. He never complains. He's taught himself many things without the physical ability that I have. To me, that's amazing. If you'd like to know more about his story, please reach out. He is just one miracle in my life. I've been blessed to experience many others—and I pray I get to experience more. Don't you?

That being said, please stay safe, be cautious, and look for opportunities to be a blessing to someone—you just might be the miracle they need.

December 2025 Oakland Real Estate Insights

No market updates this month. I'll share a summary of Quarter 4 in my January 2026 insight.

Additional News

Healthy Living Corner

I'm still reading the book Outlive: The Science and Art of Longevity by Peter Attia, MD with Bill Gifford. I'm also listening to other medical professionals on YouTube. I recommend you do your own research and speak with your doctor if you're experiencing any medical conditions.

Our Listings

BACK ON MARKET

1427 65th Ave, Oakland, CA

Lowest-Priced 4-Plex in East Oakland!

1 Bed | 1 Bath | 6000 sq ft (total) | Now offered at $550,000

Learn More

JUST LISTED

10314 Sunnyside St, Oakland, CA

Welcome to 10314 Sunnyside Street, a wonderful opportunity in Oakland's Iveywood subdivision. This home is ready for a buyer with vision, creativity, and a desire to design a space that truly reflects their dreams.

2 Bed | 1 Bath | Offered at $350,000

Learn More

Stay Informed and Connected

If you have any questions about the real estate market, need advice, or just want to chat, please reach out.

Call us today for a personalized market analysis or strategy session! 510-386-0547.

With Gratitude—

Each Office Independently Owned and Operated. If your property is listed with another Broker, this is not a solicitation. Keller Williams Realty does not guarantee the accuracy of square footage, lot size, or other information concerning the condition or features of the property provided by the seller or obtained from public records or other sources and the buyer is advised to independently verify the accuracy of that information through personal inspection with appropriate licensed professionals. DRE #02029039

Join our newsletter to stay up to date with the most accurate and relevant information from a local Oakland real estate agent. Updates to new Bay Area house market trends and insights sent directly to your email once a month. As always, it's a pleasure to provide this information.

Oakland 2025 Real Estate Insights for November

Fri, 12 Dec 2025 19:19:53 GMT

At the Eloise Real Estate Group, now call Eloise Middleton Real Estate Group, we bring over 25 years of combined real estate expertise to help our clients navigate one of the most important journeys of their lives -- buying, selling or investing in real estate.

Our 2025 Goal: Helping 50 Families

We have not reached out goal of helping 50 families or individuals reach their real estate goal this year, but we are going to move this goal into our 2026 goal plan, because we believe it's possible and nothing prevents a failure but a try. Therefore, if you have a referral for someone relocating to the Oakland and East Bay area -- or a client who needs a strategic, local agent -- we're here to help with white glove service. Whether they're a first-time buyer, luxury client, downsizing, or navigating a trust or estate sale, we'll handle them care and professionalism.

Reflecting on Gratitude

The month of November often reminds us to slow down and focus on gratitude. Personally, I believe every day is a day of thanksgiving. No matter what's going on in your world, we always can be thankful for having a reasonable portion of health and strength.

There are many days in November that are celebrated, but the main two holidays we celebrate are Veterans Day, and Thanksgiving. I give a shout out for all who have served this country, and I pray for those who are serving right now. I pray that each of you receiving this email enjoy your family and friends this Thanksgiving Holiday Season.

Market Insight - Oakland East Bay November, 2025

Oakland Overview

648 single-family homes for sale , providing 3.7 months of inventory

235 new listings | 173 homes sold

Median price: $1,000,000
Median overbid: 112.1%
Average days on market: 34

94611 (Montclair / Piedmont Pines / Upper Rockridge)

82 homes for sale | 1.9 months of inventory

40 new listings | 43 sold

Median price: $1.4M
Median overbid: 116.4%
Average days on market: 36

94618 (Rockridge / Claremont)

33 homes for sale | 1.9 months of inventory

14 new listings | 17 sold

Median price: $1.8M
Median overbid: 126.4%
Average days on market: 23

94619 (Redwood Heights / Maxwell Park / Leona Heights)

59 homes for sale | 3.7 months of inventory

17 new listings | 16 sold

Median price: $1.2M
Median overbid: 118.2%
Average days on market: 19

Takeaway: The Oakland market is holding steady, as we enter into the holiday season.

Don't see our zip code? Contact us to get personalized zip code insights.

Additional News

Healthy Living

I'm still reading the book Outlive: The Science & Art of Longevity by Peter Attia, MD with Bill Gifford. If you're interested in longevity, it's a good book to ready. Since I'm not in the medical field, I had to look up quite a few words! The bottom line is to continue to eat real food, and eat less (except for Thanksgiving Day of course).

Our Listings

PENDING

1427 65th Ave, Oakland, CA

Lowest-Priced 4-Plex in East Oakland!

1 Bed | 1 Bath | 6000 sq ft (total) | Now offered at $550,000

Learn More

Stay Informed and Connected

If you have any questions about the real estate market, need advice, or just want to chat, please reach out.

Call us today for a personalized market analysis or strategy session! 510-386-0547

Resources: KW Advisors East Bay

With Gratitude-

Eloise

Why should you buy a home?

Wed, 26 Nov 2025 22:21:45 GMT

There are many reasons why you should purchase a home when you’re young -- especially before you turn 50 (or even 40!). However, if you haven’t purchased a home yet, it’s nothing to sweat about. Every journey to the stability and comfort of owning a home is different. Purchase when you can, if that’s a desire you have. Don’t ever give up on your dreams.

My Journey: A Teenage Dream

I always wanted to own a home, way before I was able to purchase one. My parents purchased our family home when I was 13 years old. My mom was 45 and my dad was 50 years old. They bought land a worked with relatives—who happened to be contractors—to build the home. They spent approximately $15,000 by the time they finished building the house. The year was 1969. Adjusted for inflation, they spent about $136,853 creating a world of possibility for me and my siblings.

As a child, even though I shared a bedroom with my sisters—in fact, up until I moved out, I shared that room with at least two sisters--I was so excited to move into a home, a place of my own. I was filled with a sense of pride and security. Today, that home is still standing, and one of my brothers lives there with his family—proof that homeownership can benefit generations.

What Homeownership Can Mean for You

Now that you know my story, let me share what owning a home can mean to you.

Security & Stability: Roommates from online ads, rising rents, punitive fees and lengthy leases, the stress of finding a new place with impromptu chances. These headaches are things of the past when you get a place that’s truly yours.
Freedom: Paint your walls, tear out carpet, remodel the kitchen. There’s so many ways to express yourself, to create a brighter mood and energy, while you’re building equity in your new home.
Taste: There are so many kinds of homes, configurations and amenities: Tudor-Style, a Craftsman- style, Ranch Style, ADUs, solar powered, . Although buying a home can be a huge undertaking, with some homework, you can find the home that best fits you.
Wealth-building: Not only is homeownership a tried-and-true way for people to build wealth, owning a home can inspire you to invest financially in other ways.

Myth: You Need 20% Down

The number-one myth holding people back is the idea that you need a 20% down payment. That simply is not true.

When I bought my first home in 1983, I was a first-time buyer with very little money saved. I understand what it feels like to want a home but think you may not have enough.

Let me reassure you:

There are down payment assistance programs, first-time buyer loans , and creative options designed to help you get into a home sooner than you may think.

Don’t have savings yet? Don’t let that stop you from learning your options.

Let’s Talk About Your Homeownership Journey

Every homeownership journey starts somewhere. It’d be honor to have your journey start with me.

Whether you need help with down payment assistance, want to take a first-time homebuyer’s class for credit with a lender, or just need someone to help alleviate your homebuying anxiety, let’s talk! Reach out to me any way you like to discuss your goals, your questions, and what’s possible for you today—not later.

With care,

Eloise

(510) 386-0547 (Call/Text)

eloise@homesbyeloise.com (Email)

October 2025 Real Estate Insights

Tue, 04 Nov 2025 23:36:54 GMT

At the Eloise Real Estate Group, we bring over 25 years of combined real estate expertise to help our clients navigate one of the most important journeys of their lives — buying, selling, or investing in property. For the month of October is a month full of reflection and purpose. It’s recognized for several observances including:

· National Breast Cancer Awareness Month

· Emotional Wellness Month

· Financial Planning Month
Each one reminds us to take stock of our health, our mindset, and our long-term goals — all of which tie back to how we live and the legacy we build.

Market Insights – October 2025

Here’s a look at the latest numbers for Oakland and surrounding East Bay neighborhoods:

Overall Oakland Market

601 single-family homes for sale
4.3 months of inventory
290 new listings
141 homes sold at a median price of $985,000
Median overbid percentage: 110.9%
Average days on market: 34

94611 (Montclair / Piedmont Pines)

78 single-family homes for sale
3.1 months of inventory
49 new listings
25 homes sold at a median price of $1.2 million
Median overbid percentage: 115.4%
Average days on market: 30

94618 (Upper Rockridge/Rockridge)

32 single-family homes for sale
8 months of inventory
21 new listings
4 homes sold at a median price of $2.1 million
Median overbid percentage: 117.6%
Average days on market: 16

94619 (Redwood Heights / Maxwell Park / Leona Heights)

63 single-family homes for sale
3.9 months of inventory
31 new listings
16 homes sold at a median price of $1.1 million
Median overbid percentage: 115.4%
Average days on market: 31

✨ Takeaway: The Oakland market remains strong this fall, with consistent overbidding and solid buyer demand—especially in Montclair and Rockridge. While inventory has grown slightly, motivated buyers continue to compete for well-priced homes, and sellers who price strategically are seeing great results.

�� Health Tip of the Month: Longevity & Living Well

This month’s inspiration comes from the book Outlive: The Science & Art of Longevity by Peter Attia, MD with Bill Gifford .

Dr. Attia reminds us that living longer isn’t enough — what truly matters is living better. As I continue my own journey toward greater health, I’m learning that longevity comes down to small, consistent choices:

�� Eat Real Food: Choose unprocessed, nutrient-rich foods that fuel your body.
�� Move Daily: Even short walks or simple exercise routines have lasting benefits.
�� Stay Open to Change: Be flexible as your body and lifestyle evolve — aging well is about adapting wisely.

Our Listings

PENDING

1427 65th Ave, Oakland, CA

Lowest-Priced 4-Plex in East Oakland!

1 Bed | 1 Bath | 6000 sq ft (total) | Now offered at $550,000

http://142765thave.com/

SOLD

6921 Diegel Circle, Sacramento, CA

We’re happy to announce the successful sale of this Sacramento upscaling, investment opportunity. Sold over asking in 29 days!

Stay Informed and Connected

If you have any questions about the real estate market, need advice, or just want to chat, please reach out.

Call us today for a personalized market analysis or strategy session! 510-386-0547.

Resources:

KW Advisors East Bay

With Gratitude,

Eloise

Eloise Middleton

DRE#01471277

510 386-0547

Eloise@HomesByEloise.com

Ryan Porter

DRE#02065387

510 519-9489

RyanPorterRealEstate@gmail.com

Why You Can’t Compare Oakland Real Estate by Zip Code Alone

Mon, 03 Nov 2025 21:03:19 GMT

Oakland is one of the most dynamic and diverse real estate markets in the Bay Area. From the tree-lined hills of Montclair and Oakmore to the vibrant flats of Fruitvale and East Oakland, every pocket of this city tells a different story.

At first glance, the data might seem straightforward — but once you look closer, you realize that Oakland’s market can’t be summarized by a single median price or zip code. Each neighborhood has its own rhythm, its own buyers, and its own pricing dynamics.

The Big Picture

According to the latest KW Advisors East Bay Oakland market stats:

601 single-family homes were for sale across Oakland, providing about 4.3 months of inventory.
290 new listings hit the market, and 141 homes sold.
The median price was $985,000, with homes selling for an average of 110.9% over the list price.
The average time on the market was 34 days.

These numbers show a steady and competitive market — but they only tell part of the story.

When You Zoom In, the Story Changes

When you narrow it down by zip code, the differences are striking.

In 94601 (Fruitvale & San Antonio areas):

There were 62 single-family homes for sale, creating 10.3 months of inventory.
Only 6 homes sold, with a median price of $620,000.
Homes sold at 99.7% of list price, averaging 44 days on market.

Compare that to 94602 (Dimond, Glenview, and parts of Oakmore):

58 single-family homes were on the market, with 2.6 months of inventory.
22 homes sold at a median price of $1.1 million.
The median overbid was 115.3%, and homes sold in just 31 days on average.

That’s a major contrast — and both areas are only a few miles apart.

Why the Difference?

It comes down to location, lifestyle, and topography.

Homes in the hills often attract move-up or luxury buyers who value privacy, views, and larger lots.
Homes in the flats appeal to first-time buyers and investors looking for affordability and access to transportation.
Each neighborhood draws different demand, which affects pricing, competition, and time on the market.

That’s why comparing zip codes can be misleading — Oakland’s neighborhoods don’t all move at the same pace.

As a Local Realtor, These Are My Thoughts

I’ve sold homes all across Oakland, and I can tell you firsthand: understanding neighborhood dynamics is key to buying or selling successfully here. Whether you’re in Montclair, Maxwell Park, or Fruitvale, your market story is unique — and it deserves a tailored approach.

Over the next few weeks, I’ll be breaking down Oakland’s neighborhoods one by one — sharing local stats, pricing trends, and insights to help you understand what’s really happening where you live.

If you’d like a custom market snapshot for your neighborhood, reach out to me directly. I’d love to help you understand your home’s current value and where the market is headed.

Source: KW Advisors East Bay

September 2025 Real Estate Market Insights and Market Stats

Thu, 16 Oct 2025 17:13:54 GMT

At the Eloise Real Estate Group, we bring over 25 years of combined real estate expertise to help our clients navigate one of the most important journeys of their lives — buying, selling, or investing in property.

As we close out September and the third quarter of 2025, here's what's been happening in both our community and the market:

September Highlights

This month we recognized:

Hispanic Heritage Month
National Preparedness Month
National Recovery Month
And many more important awareness campaigns

On a personal note, Dennis and I joyfully celebrated 21 years of marriage, and our beautiful granddaughter turned 4 — both on September 4th! We also honored Labor Day, Patriot Day, Grandparents Day, World Tourism Day, and the International Day of Peace.

September 2025 Market Insights

Here's a breakdown of what we saw this month across Alameda County , Oakland , and select zip codes:

Alameda County — Single-Family Homes only

722 new listings , 555 sold
Median Sale Price: $889K
Average Days on Market: 32
Inventory: 3.4 months
Homes sold for 100.5% of list price

Oakland — Single-Family Homes

180 new listings , 145 sold
Median Sale Price: $899K
Average Days on Market: 38
Inventory: 3.4 months
110.4% over asking on average — demand is strong!

Montclair | Zip Code 94611

Median Sale Price: $1.4M
117% sale-to-list price ratio
35 days on market

Rockridge/Claremont | Zip Code 94618

Median Sale Price: $2M
110.9% sale-to-list
19 days on market

Redwood Heights/Oakland/Oakland Hills | Zip Code 94619

Median Sale Price: $1.1M
119.2% over list price — the highest overbid in this update!
27 days on market

A Call to Action — Please Help Us To Support Our Mission

As we head into the final stretch of 2025, I invite you to be part of something special.

Our mission this year is to help 50 families or individuals reach their real estate goals — and your referrals make all the difference.

If you or someone you know is considering:

Buying their first home
Downsizing or upsizing
Investing in real estate
Relocating to or from the East Bay...

Please reach out. We'd be honored to guide them through the journey.

Healthy Living Corner

I've been walking outside every other day — and it's been so refreshing to breathe in fresh air and soak up God's beautiful creation. I'm maintaining my weight and cooking healthy meals at home, feeling strong and grateful.

Stay Informed and Connected

If you have any questions about the real estate market, need advice, or just want to chat, please reach out.

Call us today for a personalized market analysis or strategy session! 510-386-0547 .

Resources:
KW Advisors

With Gratitude-

Eloise

See What's Happening In Your Neighborhood

Meet My Referral Partners

Support Local BIPOC-Owned Businesses and Restaurants!

Willows & Pine
3525 Fruitvale Ave, Oakland, CA 94602
Visit Website

Eloise Middleton
DRE#01471277
510 386-0547
Eloise@HomesByEloise.com

Ryan Porter
DRE#02065387
510 519-9489
RyanPorterRealEstate@gmail.com

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August 2025 Real Estate Insights

Fri, 29 Aug 2025 22:49:00 GMT

An update to Eloise Real Estate Group by Eloise Middleton at KW Advisors Oakland. Real estate stats, East Oakland listings, and a call to action to build wealth.

July 2025 Real Estate Insights

Fri, 01 Aug 2025 00:54:00 GMT

Updates from July 2025 from San Francisco Bay Area realtor Eloise Middleton. The highs of the market matched the highs of the temperature. Things you should know as a buyer and a seller.

June 2025 Market Insights

Tue, 01 Jul 2025 19:44:22 GMT

Summer Time Reflections

At the Eloise Real Estate Group, we have over 25 years of combined local real estate expertise.

As your trusted realtors in the Oakland Bay Area, we want to keep you informed about the latest trends in the California real estate market.

Can you believe we’re already halfway through 2025? June has been a full and beautiful month of celebrations, connections, and reflections for me.

We started the month celebrating over four family birthdays — including my bonus daughters, my dear mother-in-law who turned 95, and several beloved friends and family members. And of course, we honored all the incredible fathers for Father’s Day. I also want to acknowledge the mothers who’ve taken on both roles, and all the family members who step in with love and support — we appreciate you!

I thought of my own father, who passed away 31 years ago. He was an entrepreneur, and though I didn’t know exactly what kind of business I’d pursue as a child, I knew I wanted to serve others — just like he did. His spirit of independence and purpose still inspires me today. And speaking of independence, we celebrated Juneteenth in full blast.

Some more of the highlights of my month was attending the National Association of Black Accountants (NABA) conference in Las Vegas. It was an incredible experience where I met some amazing people — including Valorie Burton , bestselling author of six books on personal development. And of course, you can’t go to Vegas without seeing a show! We caught All Motown , a powerhouse performance by talented women singing classics from Etta James to Michael Jackson — pure joy.

After returning home, I jumped right into our Bay Area-Wide Revival , where I had the privilege of hearing two of the most dynamic pastors in the country: Rev. Tolan Morgan and Rev. F.D. Sampson Sr . Their messages fed my soul and truly put the cherry on top of an already fulfilling month.

There’s more to share — so if you’re free next month, let’s catch up over lunch, tea or on the phone. I’d love to hear what’s been happening in your world too.

Market Insights

Now, let’s talk real estate.

Have you wondered what your home is really worth in today’s market? Or why buying real estate is still one of the best long-term investments you can make?

Here’s a quick snapshot of what’s happening in Alameda County and the Oakland single-family home market right now:

May 2025 Real Estate Insights

Mon, 02 Jun 2025 21:23:52 GMT

At the Eloise Real Estate Group, we have over 25 years of combined local real estate expertise.

As your trusted realtors in the Oakland Bay Area, we want to keep you informed about the latest trends in the California real estate market.

As we enter the beginning of June, I find myself reflecting on May and all that the month represents. When I think of May, I think of springtime — a season of growth and renewal — and also a time to honor and remember mothers.

I had an amazing mom. She passed away 28 years ago, but I feel a deep love whenever I think of her, which is often. Her memory lives in my heart, always.

I'm also thankful to have some amazing children of my own. Every year, I receive beautiful vases filled with flowers and heartfelt cards. I feel truly blessed to be surrounded by people who love me — and who aren’t shy about showing it. So, to my children: thank you.

If you're reading this and you're a mother, grandmother, great-grandmother, aunt who stepped in as a mother, or a friend who became that mother figure someone needed — I say thank you. Thank you for your kindness, your presence, and your love.

Recently, I learned something powerful: Elaine Brown, former Chairwoman of the Black Panther Party, stepped in to be a mother figure to a young boy she calls Little B. I wondered why I hadn’t heard this story before — but now that I have, I’m diving deeper by reading her latest book, New Age Racism in America: The Condemnation of Little B . Maybe you already know the story. But if not, I encourage you to check out the book. I believe it’s worth reading.

Market Insights

Now to discuss real estate. I recently read a post on LinkedIn that stated we’re in a buyer’s market. This may be true in some areas, but not here in the Bay Area. I believe when we’re posting information on any subject, we should consider the audience. I live in Oakland, so I ran the numbers for Oakland for single family homes and condos. If you are looking for a single family home, we are still in a seller’s market. In order to be in a buyer’s market, we will need to have 6 months of inventory. However, we have 2.4 months of inventory for single family homes. But, if you’re in the market for a condo or townhome, now would be a great time to buy because we have 6 months of inventory!

Click the stats infographic below to get the full report for East Bay real estate insights.

My Purpose: Serving Your Real Estate Needs with Heart

Sat, 05 Apr 2025 13:52:20 GMT

Real estate is more than transactions—it’s about people, dreams, and life’s transitions. My purpose is to help anyone with a real estate need, guiding you through every step of the process with care, expertise, and unwavering commitment.

Whether you’re buying your first home, selling a property, or navigating life’s changes, I am here to provide the knowledge and support you need to achieve your goals.

As a successful real estate professional, I understand that each journey is unique. My role goes beyond finding the perfect property or negotiating the best deal—I strive to create a seamless and rewarding experience tailored to your specific needs. I believe in building relationships founded on trust, transparency, and mutual respect, ensuring you feel confident and informed every step of the way.

Serving the Oakland Bay Area and the East Bay, I approach every client interaction with a passion for helping them and their families make informed decisions that positively impact their lives. Real estate isn’t just my career; it’s my calling. Whether you're downsizing, relocating, or taking your first step into homeownership, I am dedicated to making your real estate dreams a reality. Contact Eloise Real Estate Group for all your real estate needs.

Eloise Real Estate Group Archive Feed

A Dream in the Bay Area

A story of patience, persistence and success.

The result?

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1427 65th Ave, Oakland, CA

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An Excellent Opportunity in Lower Dimond – 3200 Brookdale Ave

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